Hi Boobesh, Thank you for providing your information. To qualify for a home loan, lenders typically consider the following criteria: 1. Credit Score: A higher score generally improves your chances of approval and can lead to better interest rates. 2. Income: Lenders will assess your income to ensure you can afford the mortgage payments. 3. Debt-to-Income Ratio: This ratio compares your monthly debt payments to your gross monthly income. A lower ratio is preferable. 4. Down Payment: The amount you can put down upfront can affect your loan options and terms. 5. Employment History: A stable job history can strengthen your application. To determine if you qualify, you may want to consult with a mortgage lender who can evaluate your specific financial situation. If you have any more questions or need further assistance, feel free to ask! Best regards.